PRIVATE CLAIMS
Avoiding That Sinking Feeling: Your Guide to Handling Subsidence Claims.
In a world where the weather continues to surprise us, it’s no shock that 2023 was recorded as the second warmest year, with February 2024 setting records as the warmest February ever. This trend towards extreme weather conditions brings with it an increase in subsidence claims, primarily caused by tree root moisture extraction during prolonged periods of heat.
Subsidence claims can be a nightmare to navigate, often stretching over years and fraught with unjust denials. The process is further complicated by insurers outsourcing these claims to agencies more focused on competing for business than fairly assessing your situation. In cases where a business investigates a claim under a fixed fee but bears the risk of payout, their incentive to minimize settlements is unmistakable.
Case Studies That Speak Volumes
Our panel solicitors have a wealth of experience in dealing with subsidence claims, and their success stories highlight the importance of expert legal support.
Case Study 1: Battle of Stability
Imagine submitting a claim only for the insurer to drag their feet for six years, all while insisting your property merely needs a fresh coat of paint. This was the reality for one homeowner who, upon refusal to settle for less, partnered with our panel solicitors. Through legal action and undeniable expert evidence, the homeowner saw justice as the insurer was compelled to pay over £200,000 for necessary demolition and reconstruction.
Case Study 2: Root Barrier Resistance
Another homeowner faced acknowledgment of their subsidence issue by their insurer but was met with a cost-cutting solution—a root barrier. Expert advice revealed the true necessity of underpinning, a stance the insurer refused to accept until legal proceedings forced their hand, resulting in a payout exceeding £300,000.
How We Can Help
Fighting for fair treatment in subsidence claims can feel like an uphill battle, especially when up against insurers’ tactics designed to minimize their financial responsibility. Our panel of solicitors specializes in these exact disputes, offering no win-no fee arrangements to ensure you have access to the support you need.
If you’re facing the stress of a subsidence claim and feel lost in the complexities of the process. Contact us today to take the first step towards a fair resolution.
Don’t let insurers undermine your subsidence claim. Reach out to our expert panel solicitors for guidance and support tailored to your situation.